Reverse MortgageWhat is a Reverse Mortgage:A reverse mortgage can be a practical solution for homeowners who have built substantial equity in their property but would like greater financial flexibility in retirement.
You May Be Eligible If You:
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The Retirement RealityMany Australian retirees are asset-rich but cash-poor.If most of your wealth is tied up in your home, a reverse mortgage could be a way to unlock that equity and enjoy a more comfortable retirement—without having to sell or move out of your home. A reverse mortgage may provide a way to access a portion of the wealth already held within your property while continuing to live where you feel most comfortable. |
Key Benefits of a Reverse Mortgage | Stay in Your HomeYou can continue living in your home for as long as you choose, without the pressure of downsizing or relocating. | Remain the OwnerYou retain ownership of your property and benefit from any potential increase in property value over time. |
Flexible Use of FundsFunds can be used for almost any purpose:
| No Required RepaymentsThere’s no obligation to make loan repayments during the loan term, offering improved cash flow during retirement. | Voluntary Repayments AvailableIf your circumstances change, you can make voluntary repayments or pay off the loan early—helping to reduce interest costs. |
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